Stephen Ridgway
Stephen Ridgway, Head of Financial Services
Tel. 0161 443 4558
I joined Edward Mellor over 20 years ago as a trainee adviser and was delighted to become Head Of Financial Services in 2016.

I spend most of my time ensuring the smooth running of the team, but I do get to see the odd client, which is still a part of the job I enjoy.

Across the team we recognize the importance of delivering the same high level of service and advice to each individual client regardless of their needs or circumstances. This caring approach forms the cornerstone of our business.

Away from the office, I spend the majority of time with my wife and two children although I do find time for the occasional game of golf.
Calum Begg
Calum Begg, Group Financial Services Manager
Tel. 0161 443 4560
Calum is our most experienced adviser starting with Edward Mellor in 1991.
His role as Group Financial Services Manager involves providing mortgage and protection advice to clients and coaching new and existing advisers.

Outside of work, his hobbies include most sports (mainly watching these days), record collecting and attending concerts.
Sharon Ann-Ogun
Sharon Ann-Ogun, Mortgage and Protection Advisor
Tel. 0161 443 4572
Sharon Ann has worked in Financial Services for over 20 years working for a number of High Street Banks providing Financial Advice. She joined Edward Mellor in 2010 and is now one of our Senior Mortgage Advisers.

She enjoys spending quality time with family and friends when she's not working.
Terry Hill
Terry Hill, Mortgage and Protection Advisor
Tel. 0161 443 4576
Terry joined Edward Mellor in January 2014 but has been in Financial Services Industry for almost 30 years, starting his career as a Financial Adviser within an Insurance Company.

He is happily married and enjoys walking, dining out and watching movies in his spare time.
Niall Crocken
Niall Crocken, Mortgage and Protection Advisor
Tel. 0161 443 4552
Niall initially joined Edward Mellor as a Sales Negotiator in our estate agency, whilst working there he progressed through our Mortgage Adviser Academy Scheme. Moving onto our Financial Services Outbound team and is now a fully licensed Mortgages and Protection Adviser.

In his spare time Niall enjoys going to the gym and trips away with his family and friends.
Olivia Jones
Olivia Jones, Mortgage and Protection Advisor
Tel. 0161 443 4299
Olivia joined Edward Mellor in 2019 initially as part of our Estates team, exploring different areas of the company. After deciding the Financial Services team was the place she wanted to be, she has now progressed through our Mortgage Adviser Academy Scheme and is now a fully licensed Mortgage and Protection Adviser.
In her spare time she enjoys being outdoors, paddle boarding and spending time in the sea.
Zoe Willis
Zoe Willis, Mortgage and Protection Advisor
Tel. 0161 443 4634
Zoe joined Edward Mellor in June 2021 looking for a new challenge after 17 years working as a Mortgage and Protection Advisor with a Building Society.
In her spare time she enjoys spending time with her family, although this mostly involves standing on the touchline being a football mum to her two boys.
William Whalley
William Whalley, Mortgage and Protection Advisor
Tel. 0161 443 4291
After obtaining a first degree in Finance, Will was looking for the right opportunity to enter the financial services world. After successfully completing our Mortgage Adviser Academy programme, he is now our latest fully qualified Mortgage Advisor.

In his spare time he enjoys reading, going to the gym and relaxing with friends and family.
Paul Brassington
Paul Brassington, Financial Adviser
Tel. 0161 443 4561
Paul joined Edward Mellor in September 2015, having worked for ten years in Banking and previously in Financial Services, as a Financial Adviser. He is Edward Mellors pension expert and is referred to as "Pension Paul".

He enjoys most sports but participates in water-skiing, which he tries to do each weekend.
Millie Palmer
Millie Palmer, FS Administration Team Leader
Tel. 0161 4434535
Millie initially joined us as part of her Business & Administration apprenticeship and we were delighted to offer her a full time position when she completed it in April 2018. Since then Millie flourished in her role becoming FS Admin Team Leader in 2021.

In her spare time she enjoys baking and spending time with her friends.
Rubie Downes
Rubie Downes, Mortgage Administrator
Tel. 0161 443 4304
Rubie joined Edward Mellor in July 2021 and is now part of the Administration team. After working in Conveyancing for just over 3 years, she decided to go down a different route in the property world and joined the Financial Services team at Edward Mellor.

In her spare time she loves spending time with my friends and family and going for long walks with her little Yorkshire Terrier Nancy
Susan Spencer
Susan Spencer, Mortgage Administrator
Tel. 0161 443 4524
Susan joined the team in October 2021. Prior to this she was self employed for several years following on from spending 15 years as an ICT teacher.
When not working she enjoys spending time with her family and friends. She enjoys watching athletics, especially middle distance and is also learning how to play golf.
Jenny Taylor
Jenny Taylor, Relationship Manager Team Leader
Tel. 01614434292
Jenny joined the relationship manager team following working as a mortgage adviser for 6 years. Wanting a new challenge and to utilise her experience in the industry she quickly progressed to the relationship manager team leader.

In her spare time she loves going to music festivals and spending time with friends and family.
Charlotte Longson
Charlotte Longson, Relationship Manager
Tel. 0161 443 4623
Charlotte initially came to Edward Mellor in 2022, starting her career off as part of the estates team.
Wanting to pursue new horizons within the financial services department, she moved across to being a member of the relationship manager team.

She enjoys going on walks at the weekend (when it’s not raining), her favourite hobby is doing arts and crafts and spending time with friends and family.

Alex Thompson
Alex Thompson, Relationship Manager
Tel. 0161 443 4293
Alex recently re-joined Edward Mellor in the Financial Services department, as part of the Relationship Manager team, having previously worked within our survey department.

When she is not working she enjoys going out with friends and family and going out on long walks.
Mehak Nazam
Mehak Nazam, Graduate Trainee Mortgage Advisor
Tel. 0161 443 4294
Mehak is the newest of the Graduate Trainee Mortgage Advisors to step up to the challenge, having recently obtained her degree in Banking & Finance. Currently working with the Relationship Managers to help guide and nurture clients, as well as discover more about the business and the industry.

In her spare time she loves to bake and is known for her shortbread biscuits. She also enjoys spending time with her family and going with friends to her favourite peri-peri chicken spot.