Stephen Ridgway
Stephen Ridgway, Head of Financial Services
Tel. 0161 443 4558
Email. stephen.ridgwayedwardmellor.co.uk
I joined Edward Mellor over 20 years ago as a trainee adviser and was delighted to become Head Of Financial Services in 2016.

I spend most of my time ensuring the smooth running of the team, but I do get to see the odd client, which is still a part of the job I enjoy.

Across the team we recognize the importance of delivering the same high level of service and advice to each individual client regardless of their needs or circumstances. This caring approach forms the cornerstone of our business.

Away from the office, I spend the majority of time with my wife and two children although I do find time for the occasional game of golf.
Calum Begg
Calum Begg, Group Financial Services Manager
Tel. 0161 443 4560
Email. calum.beggedwardmellor.co.uk
Calum is our most experienced adviser starting with Edward Mellor in 1991.
His role as Group Financial Services Manager involves providing mortgage and protection advice to clients and coaching new and existing advisers.

Outside of work, his hobbies include most sports (mainly watching these days), record collecting and attending concerts.
Sharon Ann-Ogun
Sharon Ann-Ogun, Mortgage and Protection Adviser
Tel. 0161 443 4572
Email. sharon-ann.ogunedwardmellor.co.uk
Sharon Ann has worked in Financial Services for over 20 years working for a number of High Street Banks providing Financial Advice. She joined Edward Mellor in 2010 and is now one of our Senior Mortgage Advisers.

She enjoys spending quality time with family and friends when she's not working.
Terry Hill
Terry Hill, Mortgage and Protection Adviser
Tel. 0161 443 4576
Email. terry.hilledwardmellor.co.uk
Terry joined Edward Mellor in January 2014 but has been in Financial Services Industry for almost 30 years, starting his career as a Financial Adviser within an Insurance Company.

He is happily married and enjoys walking, dining out and watching movies in his spare time.
Heather Renshaw
Heather Renshaw, Mortgage and Protection Adviser
Tel. 0161 443 4575
Email. heather.renshawedwardmellor.co.uk
Heather joined Edward Mellor in 2013 initially as part of our Estates team and has now become another one of our successful recruits through our internal Adviser training scheme.

In her spare time she enjoys going to the gym, relaxing watching a film or dining out with her friends and family.
Niall Crocken
Niall Crocken, Mortgage and Protection Adviser
Tel. 0161 443 4552
Email. niall.crockenedwardmellor.co.uk
Niall initially joined Edward Mellor as a Sales Negotiator in our estate agency, whilst working there he progressed through our Mortgage Adviser Academy Scheme. Moving onto our Financial Services Outbound team and is now a fully licensed Mortgages and Protection Adviser.

In his spare time Niall enjoys going to the gym and trips away with his family and friends.
Ryan Constantine
Ryan Constantine, Mortgage and Protection Adviser
Tel. 0161 443 4633
Email. ryan.constantineedwardmellor.co.uk
Ryan joined Edward Mellor at the end of 2020, having worked in the financial industry for around 7 years starting in insurance and changing over to mortgages early 2019.

He lives with his partner and puppy, and has now reached the age where he enjoys walking the dog and having a glass of red wine at the weekend.
Chris Young
Chris Young, Mortgage and Protection Adviser
Tel. 0161 443 4526
Email. chris.youngedwardmellor.co.uk
Chris joined the business in October 2020, having decided to make the switch from teaching and education into the finance industry. It definitely was the right move for Chris, as he says he is "Loving the role, and very much enjoy providing that “personal touch” and tailoring my advice to clients’ needs."

In his spare time, he enjoys good food and wine. Long walks with his dog and "swimming to keep the weight off from the food and wine!" Also, he likes to spend a lot of time playing board and tabletop games with friends.

Yousef Gholami
Yousef Gholami, Mortgage and Protection Adviser
Tel. 0161 443 4522
Email. yousef.gholamiedwardmellor.co.uk
Yousef recently joined our team of advisers having worked in Financial Services within the banking industry for the last 10 years.
He enjoys playing 5 a side football and going for a swim straight after a game. He likes to attend different stadiums watching premier league matches but is still yet to reveal which team he supports.
Olivia Jones
Olivia Jones, Mortgage and Protection Adviser
Tel. 0161 443 4299
Email. olivia.jonesedwardmellor.co.uk
Olivia joined Edward Mellor in 2019 initially as part of our Estates team, exploring different areas of the company. After deciding the Financial Services team was the place she wanted to be, she has now progressed through our Mortgage Adviser Academy Scheme and is now a fully licensed Mortgage and Protection Adviser.
In her spare time she enjoys being outdoors, paddle boarding and spending time in the sea.
Vanessa Nelson
Vanessa Nelson, Mortgage and Protection Adviser
Tel. 0161 443 4830
Email. vanessa.nelsonedwardmellor.co.uk
Vanessa initially joined Edward Mellor as a Sales Negotiator in our estate agency in 2017 and then moved into the financial services sector. She is another of our successful graduates through our mortgage advisor academy scheme.
In her spare time Vanessa enjoys socialising with friends and family and relaxing
Paul Brassington
Paul Brassington, Financial Adviser
Tel. 0161 443 4561
Email. paul.brassingtonedwardmellor.co.uk
Paul joined Edward Mellor in September 2015, having worked for ten years in Banking and previously in Financial Services, as a Financial Adviser. He is Edward Mellors pension expert and is referred to as "Pension Paul".

He enjoys most sports but participates in water-skiing, which he tries to do each weekend.
Millie Palmer
Millie Palmer, FS Administration Team Leader
Tel. 0161 4434535
Email. millie.palmeredwardmellor.co.uk
Millie initially joined us as part of her Business & Administration apprenticeship and we were delighted to offer her a full time position when she completed it in April 2018. Since then Millie flourished in her role becoming FS Admin Team Leader in 2021.

In her spare time she enjoys baking and spending time with her friends.
Rubie Downes
Rubie Downes, Mortgage Administrator
Tel. 0161 443 4304
Email. rubie.downesedwardmellor.co.uk
Rubie joined Edward Mellor in July 2021 and is now part of the Administration team. After working in Conveyancing for just over 3 years, she decided to go down a different route in the property world and joined the Financial Services team at Edward Mellor.

In her spare time she loves spending time with my friends and family and going for long walks with her little Yorkshire Terrier Nancy
Susan Spencer
Susan Spencer, Mortgage Administrator
Tel. 0161 443 4524
Email. susan.spenceredwardmellor.co.uk
Susan joined the team in October 2021. Prior to this she was self employed for several years following on from spending 15 years as an ICT teacher.
When not working she enjoys spending time with her family and friends. She enjoys watching athletics, especially middle distance and is also learning how to play golf.
Emily Hackman
Emily Hackman, Relationship Manager Team Leader
Tel. 0161 443 4293
Email. emily.hackmanedwardmellor.co.uk
Emily is our Relationship Manager Team Leader, looking after our clients before and after they have an appointment with one of our advisers.
She loves socialising with both friends and family whether this is on holiday, the local pub or a shopping trip. She also loves the outdoors and exploring the Derbyshire hills with her dog.
Amy Morgan
Amy Morgan, Relationship Manager
Tel. 0161 443 4295
Email. amy.morganedwardmellor.co.uk
Amy joined Edward Mellor Financial Services as a Relationship Manager at the start of 2021, previously working for 3 years for a conveyancing firm. She has recently been accepted on to our Mortgage Adviser Academy programme and hopes to be advising soon.

In her spare time she enjoys spending time with her family and friends, walking her dog and dining out.
William Whalley
William Whalley, Relationship Manager
Tel. 0161 443 4291
Email. william.whalleyedwardmellor.co.uk
After obtaining a first degree in Finance, Will was looking for the right opportunity to enter the financial services world. After initially joining as a Relationship Manager, he has now been accepted onto our Mortgage Adviser Academy programme.

In his spare time he enjoys reading, going to the gym and relaxing with friends and family.
Lucy Shaw
Lucy Shaw, Relationship Manager
Tel. 0161 443 4292
Email. lucy.shawedwardmellor.co.uk
Lucy joined Edward Mellor in January 2022 as a Trainee Mortgage Advisor. Prior to this she worked for Barclays Bank for 4 years where she studied an Apprenticeship in Retail Banking Conduct of Business.

In her spare time she enjoys travelling, festivals and dining out with the girls.